:root{--ink:#172033;--muted:#6d778b;--line:#e2e8f2;--bg:#f5f7fb;--card:#fff;--blue:#315efb;--blue2:#edf2ff;--green:#0a8a60;--red:#bd4b4b;--nav:#111827;--orange:#a96b00;--shadow:0 18px 50px rgba(27,39,65,.08)}
*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg)}button,input{font:inherit}
.auth{min-height:100vh;display:grid;grid-template-columns:1.05fr .95fr}.auth-brand{background:var(--nav);color:#fff;padding:7vw;display:flex;flex-direction:column;justify-content:center}.mark{width:52px;height:52px;border-radius:15px;background:#fff;color:#111827;display:grid;place-items:center;font-weight:900;margin-bottom:25px}.auth-brand h1{font-size:50px;line-height:1.03;margin:0 0 18px}.auth-brand p{color:#b9c3d5;max-width:540px;font-size:17px;line-height:1.7}.proto{margin-top:28px;border:1px solid #344057;background:#172238;padding:15px;border-radius:13px;max-width:540px;font-size:13px;line-height:1.55;color:#c9d2e2}.auth-panel{display:grid;place-items:center;padding:35px}.auth-card{width:min(430px,100%);background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:20px;padding:30px}.auth-card h2{font-size:28px;margin:0 0 6px}
.eyebrow{font-size:11px;letter-spacing:.13em;color:var(--blue);font-weight:900}.eyebrow.light{color:#91a7ff}.muted{color:var(--muted);line-height:1.55}.tiny{font-size:12px}.field{display:grid;gap:7px;margin:14px 0}.field label{font-size:12px;font-weight:800;color:#4f5b70}.field input{width:100%;border:1px solid #ccd5e4;border-radius:10px;padding:12px 13px;outline:none}.field input:focus{border-color:#91a7ff;box-shadow:0 0 0 3px #edf1ff}
.btn{border:0;border-radius:10px;padding:12px 16px;font-weight:800;cursor:pointer}.btn.primary{background:var(--blue);color:#fff}.btn.secondary{background:#edf1f6;color:#26324a}.btn.danger{background:#fff1f1;color:var(--red)}.btn.full{width:100%}.btn.locked{background:#2d3748;color:#8f9bae;cursor:not-allowed}.switch{text-align:center;font-size:13px;color:var(--muted);margin-top:15px}.switch button{background:none;border:0;color:var(--blue);font-weight:800;cursor:pointer}
.shell{display:grid;grid-template-columns:275px 1fr;min-height:100vh}.sidebar{background:var(--nav);color:#fff;padding:25px 20px;display:flex;flex-direction:column}.brandline{display:flex;align-items:center;gap:11px;font-weight:900;font-size:19px}.brandline>div:last-child{display:grid}.brandline span{font-size:10px;color:#8390a8}.mini-mark{width:34px;height:34px;border-radius:10px;background:#fff;color:#111827;display:grid;place-items:center;font-size:12px}.nav{margin-top:28px;display:grid;gap:8px}.nav button{border:0;background:transparent;color:#aab4c6;text-align:left;padding:11px 12px;border-radius:9px;cursor:pointer}.nav button.active{background:#1d2940;color:#fff}.section-nav{display:grid;gap:3px;margin-top:20px;padding-top:18px;border-top:1px solid #27334a}.section-nav button{display:flex;align-items:center;gap:9px;border:0;background:transparent;color:#8e9ab0;text-align:left;padding:9px;border-radius:9px;cursor:pointer;font-size:12px}.section-nav button span{width:24px;height:24px;border:1px solid #39465e;border-radius:50%;display:grid;place-items:center;font-size:10px}.section-nav button.active{background:#1d2940;color:#fff}.section-nav button.done span{background:#173d35;color:#76deb8;border-color:#28594d}.side-note{margin-top:auto;border:1px solid #344057;background:#172238;border-radius:12px;padding:13px;font-size:11px;line-height:1.55;color:#b9c3d5}
.main{padding:30px 38px;max-width:1200px;width:100%;margin:auto}.top{display:flex;justify-content:space-between;align-items:center;margin-bottom:24px}.top h1{margin:4px 0 0;font-size:30px}.userbox{display:flex;align-items:center;gap:10px;font-size:12px;color:var(--muted)}
.card{background:var(--card);border:1px solid var(--line);border-radius:17px;box-shadow:var(--shadow);padding:24px}.hero-card{display:flex;align-items:center;justify-content:space-between;gap:25px;background:linear-gradient(135deg,#fff,#f3f6ff)}.hero-card h2{margin:5px 0 8px;font-size:28px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:16px}.metric span,.metric strong{display:block}.metric span{font-size:12px;color:var(--muted)}.metric strong{font-size:25px;margin-top:7px}
.return-list{display:grid;gap:12px;margin-top:16px}.return-card{display:grid;grid-template-columns:1.5fr 1fr 1fr auto;gap:18px;align-items:center;border:1px solid var(--line);border-radius:14px;padding:16px}.return-card strong,.return-card span{display:block}.return-card span,.return-card small{font-size:12px;color:var(--muted);margin-top:4px}.mini-progress{height:5px;background:#edf1f6;border-radius:99px;overflow:hidden;margin-top:8px;max-width:210px}.mini-progress i,.progress-track i{display:block;height:100%;background:var(--blue);border-radius:99px}.positive{color:var(--green)!important}.negative{color:var(--red)!important}.empty{text-align:center;padding:45px 20px;color:var(--muted)}
.toolbar{display:flex;justify-content:space-between;align-items:center;gap:12px}.return-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:16px;background:linear-gradient(135deg,#fff,#f8f9ff)}.return-top>div:first-child strong,.return-top>div:first-child span{display:block}.return-top>div:first-child strong{font-size:20px;margin-top:3px}.return-top>div:first-child span{font-size:12px;color:var(--muted);margin-top:3px}.return-progress{display:flex;align-items:center;gap:14px;min-width:300px}.return-progress>div:first-child{min-width:95px;text-align:right}.return-progress strong,.return-progress span{display:block}.return-progress strong{font-size:22px}.return-progress span{font-size:10px;color:var(--muted)}.progress-track{height:8px;background:#e5eaf2;border-radius:99px;overflow:hidden;flex:1}
.interview-card{min-height:610px}.question{max-width:850px;margin:0 auto;padding:18px 6px}.question h2{font-size:32px;margin:6px 0 9px}.form-two{display:grid;grid-template-columns:1fr 1fr;gap:15px}.check{display:flex;gap:12px;border:1px solid var(--line);padding:14px;border-radius:12px;margin:10px 0;cursor:pointer}.check input{margin-top:3px;accent-color:var(--blue)}.check span,.check strong,.check small{display:block}.check small{color:var(--muted);margin-top:4px;line-height:1.4}.choice{display:flex;align-items:center;gap:12px;border:1px solid var(--line);padding:16px;border-radius:13px;margin:12px 0}.choice input{accent-color:var(--blue)}.choice>div{flex:1}.choice strong,.choice span{display:block}.choice span{font-size:12px;color:var(--muted);margin-top:4px}.choice b{font-size:10px;background:#edf2ff;color:var(--blue);padding:6px 8px;border-radius:99px}.choice.selected{border-color:#aebfff;background:#f8f9ff}.choice.disabled{opacity:.52}
.actions{display:flex;justify-content:space-between;align-items:center;margin-top:28px}.w2{border:1px solid var(--line);border-radius:14px;padding:17px;margin:12px 0}.w2head{display:flex;justify-content:space-between;align-items:center}.w2grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:12px;margin-top:8px}.depgrid{display:grid;grid-template-columns:1fr 1fr 1fr 1fr;gap:10px}.row-end{display:flex;justify-content:flex-end}.callout{border:1px solid #dfe5ef;background:#f8fafc;border-radius:12px;padding:14px;color:#526074;font-size:12px;line-height:1.55;margin-top:16px}.callout.warning,.warning-list{border-color:#eed38b;background:#fff9e9;color:#5d5138}.yesno{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:18px 0}.yn{padding:20px;border:1px solid var(--line);border-radius:13px;background:#fff;font-weight:900;cursor:pointer}.yn.selected{border-color:#6f8cff;background:#edf2ff;color:var(--blue)}
.review-grid{border:1px solid var(--line);border-radius:14px;overflow:hidden;margin-top:20px}.review-row{display:grid;grid-template-columns:1.2fr 1fr 35px;gap:14px;align-items:center;padding:14px 16px;border-bottom:1px solid var(--line)}.review-row:last-child{border-bottom:0}.review-row span{color:var(--muted);font-size:12px}.review-row i{width:25px;height:25px;border-radius:50%;display:grid;place-items:center;font-style:normal;font-size:11px}.review-row i.ok{background:#e7f7f1;color:var(--green)}.review-row i.todo{background:#fff3dd;color:var(--orange)}.warning-list{border:1px solid #eed38b;border-radius:12px;padding:14px;margin:18px 0;font-size:12px}.warning-list strong{display:block;margin-bottom:7px}.warning-list div{margin:5px 0}.good-callout{background:#eaf8f3;border:1px solid #bfe6d7;border-radius:12px;padding:14px;color:#17664d;margin:18px 0}.good-callout strong,.good-callout span{display:block}.good-callout span{font-size:12px;margin-top:4px}
.result{border-radius:16px;background:#f5f7ff;padding:25px;margin:16px 0}.result.partial{background:#fff8e8}.result span,.result small{display:block;color:var(--muted)}.result .amount{font-size:44px;font-weight:900;margin:4px 0}.summary{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin:16px 0}.sum{background:#f7f9fc;border:1px solid var(--line);border-radius:12px;padding:13px}.sum span,.sum strong{display:block}.sum span{font-size:11px;color:var(--muted)}.sum strong{margin-top:6px;font-size:17px}.map-card{border:1px solid var(--line);border-radius:14px;padding:18px;margin-top:18px}.map-card h3{margin:5px 0}.mapping{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:14px}.mapping>div{display:flex;justify-content:space-between;gap:10px;background:#f7f9fc;border-radius:9px;padding:10px}.mapping span{font-size:11px}.mapping b{font-size:9px;text-transform:uppercase;color:var(--blue)}.future{display:flex;justify-content:space-between;align-items:center;gap:20px;background:#111827;color:#fff;border-radius:14px;padding:18px;margin-top:18px}.future strong,.future span{display:block}.future span{font-size:11px;color:#adb7ca;margin-top:5px}
#toast{position:fixed;right:18px;top:18px;z-index:1000;background:#172033;color:#fff;padding:12px 15px;border-radius:10px;font-size:12px;opacity:0;transform:translateY(-7px);transition:.2s;pointer-events:none}#toast.show{opacity:1;transform:none}
@media(max-width:950px){.auth{grid-template-columns:1fr}.auth-brand{padding:45px 25px}.auth-brand h1{font-size:38px}.shell{grid-template-columns:1fr}.sidebar{display:none}.main{padding:20px}.grid,.summary,.w2grid,.depgrid,.form-two,.mapping{grid-template-columns:1fr}.return-card{grid-template-columns:1fr}.hero-card,.top,.return-top,.future{align-items:flex-start;flex-direction:column}.return-progress{min-width:0;width:100%}.interview-card{min-height:0}}
\n.income-summary{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:18px 0 24px}.income-summary>div{background:#f7f9fc;border:1px solid var(--line);border-radius:12px;padding:13px}.income-summary span,.income-summary strong{display:block}.income-summary span{font-size:11px;color:var(--muted)}.income-summary strong{font-size:18px;margin-top:5px}.income-head{margin-top:30px}.empty-inline{padding:15px;border:1px dashed var(--line);border-radius:12px;color:var(--muted);margin:10px 0}.interest-card{border-left:4px solid #315efb}.summary-six{grid-template-columns:repeat(4,1fr)}@media(max-width:950px){.income-summary,.summary-six{grid-template-columns:1fr}}\n
.income-summary{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin:18px 0}
.income-summary>div{background:#f7f9fc;border:1px solid var(--line);border-radius:12px;padding:13px}
.income-summary span,.income-summary strong{display:block}.income-summary span{font-size:11px;color:var(--muted)}.income-summary strong{font-size:17px;margin-top:5px}
.income-group{border-top:1px solid var(--line);padding-top:20px;margin-top:22px}.group-head{display:flex;align-items:center;justify-content:space-between;gap:15px}.group-head h3{margin:4px 0 0}
.divgrid{display:grid;grid-template-columns:1.25fr 1fr 1fr 1fr;gap:10px;margin-top:8px}.empty-small{padding:18px;border:1px dashed #ccd5e4;border-radius:12px;color:var(--muted);font-size:12px;margin-top:12px}
@media(max-width:950px){.income-summary,.divgrid{grid-template-columns:1fr}.group-head{align-items:flex-start;flex-direction:column}}

.question.wide{max-width:980px}.income-summary.six{grid-template-columns:repeat(6,1fr)}
.stockgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:10px}.stockgrid select{width:100%;border:1px solid #ccd5e4;border-radius:10px;padding:12px;background:#fff}.check.mini{margin:14px 0 0}.trade-result{background:#f7f9fc;border-radius:9px;padding:10px 12px;margin:8px 0;font-size:12px}.capital-summary{display:grid;grid-template-columns:repeat(5,1fr);gap:8px;margin:14px 0}.capital-summary>div{background:#f7f9fc;border:1px solid var(--line);border-radius:10px;padding:11px}.capital-summary span,.capital-summary strong{display:block}.capital-summary span{font-size:10px;color:var(--muted)}.capital-summary strong{margin-top:4px}.investment-group{background:linear-gradient(180deg,#fff,#fbfcff);padding:20px;border:1px solid var(--line);border-radius:14px}.field select:focus{border-color:#91a7ff;outline:none;box-shadow:0 0 0 3px #edf1ff}
@media(max-width:950px){.income-summary.six,.stockgrid,.capital-summary{grid-template-columns:1fr}}

.notice-list{border:1px solid #c7d7f6;background:#f4f7ff;color:#40516f;border-radius:12px;padding:14px;margin:16px 0;font-size:12px}.notice-list strong{display:block;margin-bottom:7px}.notice-list div{margin:5px 0}
.carryover-card{display:grid;grid-template-columns:1fr 1fr auto;gap:12px;align-items:end;border:1px solid var(--line);border-radius:14px;padding:16px;background:#f8faff;margin-top:12px}.carryover-card .field{margin:0}.mfs-check{background:#fbfcff}.capital-summary{grid-template-columns:repeat(7,1fr)}
@media(max-width:1100px){.capital-summary{grid-template-columns:repeat(3,1fr)}}
@media(max-width:950px){.carryover-card,.capital-summary{grid-template-columns:1fr}}

.field select{width:100%;border:1px solid #ccd5e4;border-radius:10px;padding:12px 13px;background:#fff;color:var(--ink)}
.field small{display:block;color:var(--muted);font-size:10px;line-height:1.35;margin-top:3px}
.dependent-card{border:1px solid var(--line);border-radius:15px;padding:18px;margin:15px 0;background:#fff}
.dep-section{border-top:1px solid var(--line);padding-top:14px;margin-top:14px}.dep-section h4{margin:0 0 8px}
.depgrid.four{grid-template-columns:repeat(4,1fr)}.depgrid.three{grid-template-columns:repeat(3,1fr)}.depgrid.two{grid-template-columns:repeat(2,1fr)}
.badge-row{margin-top:7px}.badge.good{background:#e8f7f1;color:#0a7b57}.badge.warn{background:#fff5dc;color:#8b6200}.badge.bad{background:#fff0f0;color:#ae4545}
.credit-overview{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:18px 0}.credit-overview>div{background:#f7f9fc;border:1px solid var(--line);border-radius:12px;padding:14px}.credit-overview span,.credit-overview strong{display:block}.credit-overview span{font-size:11px;color:var(--muted)}.credit-overview strong{font-size:19px;margin-top:5px}
.eligibility-box{border:1px solid var(--line);border-radius:13px;padding:15px;margin:14px 0}.eligibility-box h3{margin:0 0 8px}.check.compact{margin:14px 0 0}
.status-gate{border-radius:12px;padding:14px;margin:16px 0}.status-gate strong,.status-gate span,.status-gate small{display:block}.status-gate span{margin-top:4px;font-size:12px}.status-gate small{margin-top:5px}.status-gate.pass{background:#eaf8f3;border:1px solid #bce5d5;color:#17664d}.status-gate.fail{background:#fff0f0;border:1px solid #efcaca;color:#9b3d3d}.status-gate.pending{background:#fff8e8;border:1px solid #eed38b;color:#725a1f}
@media(max-width:950px){.depgrid.four,.depgrid.three,.depgrid.two,.credit-overview{grid-template-columns:1fr}}

.credit-note{font-size:12px;color:var(--muted);line-height:1.5}

.business-card{border:1px solid var(--line);border-radius:15px;padding:18px;margin:14px 0;background:#fff}
.business-card .w2head small{display:block;color:var(--muted);font-size:11px;margin-top:4px}
.business-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:12px}.business-grid .span2{grid-column:span 2}
.unsupported-flags{display:flex;flex-wrap:wrap;gap:10px 18px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:13px 0;margin:12px 0}.unsupported-flags strong{width:100%;font-size:12px}.unsupported-flags label{font-size:11px;color:var(--muted)}
.business-result{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:12px 0}.business-result>div{background:#f7f9fc;border:1px solid var(--line);border-radius:10px;padding:12px}.business-result span,.business-result strong{display:block}.business-result span{font-size:10px;color:var(--muted)}.business-result strong{margin-top:5px}
@media(max-width:950px){.business-grid{grid-template-columns:1fr}.business-grid .span2{grid-column:auto}.business-result{grid-template-columns:1fr}}

.qbi-box{margin-top:14px;padding:14px;border:1px solid #cfd9f7;background:#f7f9ff;border-radius:12px}.qbi-box small{display:block;color:var(--muted);margin-top:8px;line-height:1.4}.w2grid{grid-template-columns:repeat(3,1fr)}
@media(max-width:950px){.w2grid{grid-template-columns:1fr}}

.education-card{border:1px solid var(--line);border-radius:15px;padding:18px;margin:14px 0;background:#fff}

.autosave-banner,.autosave-status{font-size:11px;color:var(--muted);margin-top:6px;transition:opacity .15s ease}
.autosave-banner[data-state="saving"],.autosave-status[data-state="saving"]{color:#6b7280}
.autosave-banner[data-state="saved"],.autosave-status[data-state="saved"]{color:#0a7b57}
.autosave-banner[data-state="error"],.autosave-status[data-state="error"]{color:#b42318;font-weight:700}

.schedule-e-note{font-size:11px;color:var(--muted)}

.market-table{width:100%;border-collapse:collapse;margin-top:12px;font-size:13px}
.market-table th,.market-table td{border-bottom:1px solid var(--line);padding:8px;text-align:left}
.market-table th{color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:.03em}
.market-table input{width:100%;min-width:110px}
.table-wrap{overflow-x:auto}


/* N0.04 — customer-friendly Yes/No quick setup */
.support-strip{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0 20px}.support-strip span{background:#eef8f0;border:1px solid #cfe8d4;border-radius:999px;padding:7px 11px;font-size:12px;font-weight:800;color:#25613a}.state-picker{max-width:620px;margin:18px 0}.quick-stack{display:grid;gap:10px;margin-top:16px}.quick-question{display:flex;align-items:center;justify-content:space-between;gap:18px;border:1px solid #e0e5ee;border-radius:14px;padding:14px 16px;background:#fff}.quick-question>div:first-child{display:grid;gap:4px}.quick-question small{color:#687386;line-height:1.35}.yn-buttons{display:flex;gap:8px;flex:0 0 auto}.yn-choice{cursor:pointer;border:1px solid #cfd7e6;border-radius:10px;min-width:70px;text-align:center;padding:9px 13px;background:#f8fafc;font-weight:800}.yn-choice input{position:absolute;opacity:0;pointer-events:none}.yn-choice.selected{background:#eef3ff;border-color:#446bff;color:#2346c8;box-shadow:0 0 0 2px rgba(68,107,255,.08)}.quick-divider{margin:12px 0 2px;padding:12px 4px 2px;display:grid;gap:3px;border-top:1px solid #e4e8f0}.quick-divider small{color:#687386}.income-group.investment-group{display:none!important}
@media(max-width:720px){.quick-question{align-items:flex-start;flex-direction:column}.yn-buttons{width:100%}.yn-choice{flex:1}.support-strip{gap:6px}}

/* N0.05.31 — estimator launch roadmap / no-filing boundary */
.roadmap-card{display:grid;grid-template-columns:1fr auto 1fr;align-items:stretch;gap:16px;margin:16px 0;background:linear-gradient(180deg,#fff,#fbfcff)}
.roadmap-step{border:1px solid var(--line);border-radius:13px;padding:15px;background:#fff;display:grid;gap:5px}
.roadmap-step>span{font-size:10px;font-weight:900;letter-spacing:.08em;color:var(--muted)}
.roadmap-step>strong{font-size:15px}.roadmap-step>small{font-size:11px;line-height:1.45;color:var(--muted)}
.roadmap-step.active{border-color:#b9c9ff;background:#f5f8ff}
.roadmap-step.active>span{color:var(--blue)}
.roadmap-arrow{display:flex;align-items:center;justify-content:center;font-size:22px;color:var(--muted);font-weight:900}
@media(max-width:760px){.roadmap-card{grid-template-columns:1fr}.roadmap-arrow{transform:rotate(90deg)}}

/* Local-only testing notice; hidden by JS on deployed hosts. */
.dev-preview{margin-top:14px;padding:11px 12px;border:1px solid rgba(255,255,255,.35);border-radius:10px;background:rgba(255,255,255,.10);font-size:13px;line-height:1.45}

/* N0.05.33 privacy / anonymous-session launch controls */
.side-note .privacy-link{color:#cbd7ff;font-weight:800;text-decoration:none}.side-note .privacy-link:hover{text-decoration:underline}
.privacy-card{display:flex;align-items:center;justify-content:space-between;gap:24px;margin:16px 0;background:linear-gradient(135deg,#fff,#f8fbff)}
.privacy-card h3{margin:5px 0 8px}.privacy-card p{max-width:760px;margin:5px 0}.privacy-actions{display:flex;gap:10px;flex-wrap:wrap;justify-content:flex-end;min-width:260px}.privacy-actions a{text-decoration:none;display:inline-flex;align-items:center}
.privacy-page{max-width:860px;margin:48px auto;padding:0 20px}.privacy-page .card{margin-bottom:16px}.privacy-page h1{margin:6px 0 10px}.privacy-page h2{font-size:20px;margin:0 0 8px}.privacy-page li{margin:8px 0;line-height:1.5;color:var(--muted)}
@media(max-width:950px){.privacy-card{align-items:flex-start;flex-direction:column}.privacy-actions{justify-content:flex-start;min-width:0}}

/* N0.05.35 compact privacy controls: details live on the dedicated privacy page. */

/* N0.05.40 — public-facing visual polish */
:root{
  --blue:#315efb;
  --blue-deep:#2547d7;
  --cyan:#15b8a6;
  --violet:#7357ff;
  --bg:#f4f7fb;
  --shadow:0 18px 48px rgba(30,55,95,.09);
  --shadow-hover:0 22px 55px rgba(30,55,95,.14)
}
body{
  background:
    radial-gradient(circle at 88% 2%,rgba(49,94,251,.09),transparent 28rem),
    radial-gradient(circle at 28% 92%,rgba(21,184,166,.06),transparent 30rem),
    var(--bg)
}
.sidebar{
  background:linear-gradient(180deg,#101827 0%,#111d33 55%,#102237 100%);
  box-shadow:14px 0 36px rgba(17,24,39,.08);
  position:relative;overflow:hidden
}
.sidebar:before{content:"";position:absolute;width:220px;height:220px;border-radius:50%;background:rgba(75,111,255,.12);filter:blur(2px);right:-120px;top:-90px;pointer-events:none}
.brandline,.nav,.section-nav,.side-note{position:relative;z-index:1}
.mini-mark{background:linear-gradient(135deg,#fff,#dce6ff);box-shadow:0 8px 22px rgba(0,0,0,.18);color:#2348d4}
.nav button,.section-nav button{transition:background .18s ease,color .18s ease,transform .18s ease}
.nav button:hover,.section-nav button:hover{background:rgba(255,255,255,.06);color:#fff;transform:translateX(2px)}
.nav button.active,.section-nav button.active{background:linear-gradient(90deg,rgba(68,107,255,.30),rgba(68,107,255,.12));box-shadow:inset 3px 0 0 #7693ff}
.side-note{display:grid;gap:8px;background:linear-gradient(145deg,rgba(255,255,255,.08),rgba(255,255,255,.035));border-color:rgba(255,255,255,.13);padding:15px}
.side-note strong{color:#fff;font-size:12px;line-height:1.4}.side-note span{font-size:10.5px;line-height:1.45}.side-note-badge{width:max-content;padding:5px 8px;border-radius:999px;background:rgba(118,147,255,.14);border:1px solid rgba(146,169,255,.28);color:#cdd8ff;font-size:9px;font-weight:900;letter-spacing:.08em}
.main{padding:34px 42px 48px;max-width:1280px}.top{margin-bottom:22px}.top h1{font-size:31px;letter-spacing:-.025em}.userbox span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 11px;box-shadow:0 6px 18px rgba(30,55,95,.05);font-weight:700;color:#566176}.userbox span:before{content:"✓";display:inline-grid;place-items:center;width:17px;height:17px;margin-right:6px;border-radius:50%;background:#e9f8f2;color:#07875d;font-size:10px;font-weight:900}
.card{box-shadow:0 10px 32px rgba(30,55,95,.065);transition:box-shadow .2s ease,border-color .2s ease}
.dashboard-hero{position:relative;overflow:hidden;min-height:255px;padding:34px 36px;background:linear-gradient(125deg,#2547d7 0%,#315efb 46%,#6555ed 100%);border:0;color:#fff;box-shadow:0 28px 65px rgba(49,94,251,.22)}
.dashboard-hero:before,.dashboard-hero:after{content:"";position:absolute;border-radius:50%;pointer-events:none}
.dashboard-hero:before{width:360px;height:360px;right:-90px;top:-175px;border:1px solid rgba(255,255,255,.20);box-shadow:0 0 0 45px rgba(255,255,255,.035),0 0 0 90px rgba(255,255,255,.025)}
.dashboard-hero:after{width:165px;height:165px;right:205px;bottom:-115px;background:linear-gradient(135deg,rgba(31,225,194,.35),rgba(255,255,255,.05));filter:blur(1px)}
.hero-copy,.hero-action{position:relative;z-index:1}.hero-copy{max-width:720px}.hero-kicker{display:flex;align-items:center;gap:8px;font-size:10px;font-weight:900;letter-spacing:.14em;color:#dbe5ff}.live-dot{width:8px;height:8px;border-radius:50%;background:#4ce1b9;box-shadow:0 0 0 5px rgba(76,225,185,.12)}
.dashboard-hero h2{font-size:38px;line-height:1.08;letter-spacing:-.04em;margin:10px 0 12px;max-width:650px}.dashboard-hero h2 span{color:#c8fff0}.dashboard-hero p{font-size:15px;line-height:1.65;color:#e6ebff;max-width:680px;margin:0}
.hero-chips{display:flex;flex-wrap:wrap;gap:9px;margin-top:20px}.hero-chips span{padding:8px 10px;border:1px solid rgba(255,255,255,.20);border-radius:999px;background:rgba(255,255,255,.09);font-size:10.5px;font-weight:800;color:#f8faff;backdrop-filter:blur(4px)}
.hero-action{min-width:220px;display:grid;gap:8px;justify-items:stretch}.hero-btn{display:flex;align-items:center;justify-content:space-between;gap:14px!important;background:#fff!important;color:#274bd8!important;padding:15px 16px!important;border-radius:13px!important;box-shadow:0 14px 35px rgba(19,35,89,.22);transition:transform .18s ease,box-shadow .18s ease!important}.hero-btn:hover{transform:translateY(-2px);box-shadow:0 18px 38px rgba(19,35,89,.28)}.hero-btn b{font-size:20px}.hero-action small{text-align:center;color:#dbe4ff;font-size:10px}
.trust-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:16px 0}.trust-strip>div{display:flex;align-items:center;gap:12px;background:rgba(255,255,255,.76);border:1px solid rgba(218,226,240,.95);border-radius:14px;padding:14px 15px;box-shadow:0 7px 20px rgba(30,55,95,.04);backdrop-filter:blur(8px)}.trust-icon{width:34px;height:34px;border-radius:11px;display:grid;place-items:center;flex:0 0 auto;background:linear-gradient(135deg,#edf2ff,#e8fbf7);color:#315efb;font-weight:900;font-size:17px}.trust-strip p,.trust-strip strong,.trust-strip small{display:block;margin:0}.trust-strip strong{font-size:12px}.trust-strip small{color:var(--muted);font-size:10px;line-height:1.4;margin-top:3px}
.roadmap-card{border-color:#dce4f2;background:rgba(255,255,255,.82);box-shadow:none}.roadmap-step{position:relative;overflow:hidden}.roadmap-step.active{background:linear-gradient(135deg,#f4f7ff,#f0fbf8);border-color:#bfcdfb}.roadmap-step.active:before{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:linear-gradient(#315efb,#15b8a6)}
.dashboard-metrics{grid-template-columns:repeat(3,1fr)}.dashboard-metrics .metric{display:flex;align-items:center;gap:14px;padding:19px 20px}.metric-icon{width:42px;height:42px;border-radius:13px;display:grid;place-items:center;background:linear-gradient(135deg,#edf2ff,#f0fbf8);color:#315efb;font-weight:900;font-size:18px;flex:0 0 auto}.dashboard-metrics .metric strong{font-size:24px;line-height:1.05}.dashboard-metrics .metric small{display:block;color:var(--muted);font-size:9.5px;margin-top:4px}
.estimates-card{margin-top:16px;padding:22px}.section-heading{display:flex;align-items:center;justify-content:space-between;gap:20px}.section-heading h3{font-size:20px;margin:4px 0 0;letter-spacing:-.02em}.count-pill{font-size:10px;font-weight:800;color:#4c5a70;background:#f2f5fa;border:1px solid var(--line);border-radius:999px;padding:6px 9px}
.return-card{background:#fff;transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}.return-card:hover{transform:translateY(-2px);border-color:#c8d4ec;box-shadow:0 13px 32px rgba(30,55,95,.08)}.return-main{display:flex;align-items:center;gap:12px}.estimate-badge{width:43px;height:43px;border-radius:13px;display:grid;place-items:center;background:linear-gradient(135deg,#315efb,#6859ef);color:#fff;font-size:10px;font-weight:900;letter-spacing:.04em;box-shadow:0 8px 18px rgba(49,94,251,.20)}.return-stat span{font-size:10px!important;text-transform:uppercase;letter-spacing:.05em}.return-actions{display:flex;align-items:center;justify-content:flex-end;gap:8px}.return-actions .btn.secondary{background:#edf2ff;color:#294edb}.return-actions .btn b{margin-left:4px}.icon-btn{width:38px;height:38px;border:0;border-radius:10px;display:grid;place-items:center;cursor:pointer;font-weight:900;font-size:18px}.icon-btn.danger{background:#fff3f3;color:#b44747}.mini-progress{height:6px}.mini-progress i{background:linear-gradient(90deg,#315efb,#15b8a6)}
.empty-dashboard{display:grid;justify-items:center;gap:8px;padding:46px 20px}.empty-dashboard strong{font-size:18px;color:var(--ink)}.empty-dashboard span{max-width:520px;line-height:1.55}.empty-orb{width:54px;height:54px;border-radius:17px;display:grid;place-items:center;background:linear-gradient(135deg,#315efb,#6859ef);color:#fff;font-size:13px;font-weight:900;box-shadow:0 12px 28px rgba(49,94,251,.20);margin-bottom:3px}
.btn{transition:transform .15s ease,box-shadow .15s ease,background .15s ease}.btn:not(:disabled):hover{transform:translateY(-1px)}.btn.primary{background:linear-gradient(135deg,#315efb,#5d54ed);box-shadow:0 8px 20px rgba(49,94,251,.20)}.btn.secondary:hover{box-shadow:0 6px 16px rgba(30,55,95,.08)}
.interview-card{box-shadow:0 15px 38px rgba(30,55,95,.07)}.choice,.check,.quick-question,.w2,.dependent-card,.business-card,.education-card{transition:border-color .18s ease,box-shadow .18s ease,transform .18s ease}.choice:hover,.check:hover,.quick-question:hover{border-color:#c4d1eb;box-shadow:0 7px 20px rgba(30,55,95,.045)}
.result{background:linear-gradient(135deg,#f4f7ff,#eefaf6);border:1px solid #d7e3f7}.result .amount{letter-spacing:-.04em}
@media(max-width:1050px){.dashboard-hero{align-items:flex-start;flex-direction:column}.hero-action{width:100%;min-width:0}.trust-strip{grid-template-columns:1fr}.dashboard-metrics{grid-template-columns:1fr 1fr 1fr}.return-card{grid-template-columns:1.4fr 1fr 1fr auto}}
@media(max-width:950px){.shell{grid-template-columns:1fr}.sidebar{min-height:auto;padding:18px}.side-note{margin-top:18px}.main{padding:24px 18px 40px}.dashboard-metrics{grid-template-columns:1fr}.return-card{grid-template-columns:1fr}.return-actions{justify-content:flex-start}.top{align-items:flex-start;gap:12px}.userbox{display:none}}
@media(max-width:640px){.dashboard-hero{padding:26px 22px;min-height:0}.dashboard-hero h2{font-size:31px}.hero-chips{gap:6px}.hero-chips span{font-size:9.5px}.roadmap-card{margin-top:12px}.top h1{font-size:27px}.main{padding-left:14px;padding-right:14px}.estimates-card{padding:18px}.return-card{padding:14px}.hero-action small{display:none}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}

/* N0.05.46 scope autosave status: readable on narrow viewports. */
.scope-checks .autosave-bar{display:flex;justify-content:space-between;gap:.5rem 1rem;flex-wrap:wrap;margin-top:12px;font-size:.8rem}
.scope-checks [data-state="error"]{color:var(--danger,#b42318)}

/* About You / Filing Status: persistent save feedback with narrow-screen wrapping. */
.fact-question .autosave-bar{display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px 16px;margin:18px 0;font-size:12px}
.fact-question .autosave-bar strong{min-width:0;overflow-wrap:anywhere}
.fact-question .autosave-bar [data-state="saved"]{color:var(--green)}
.fact-question .autosave-bar [data-state="saving"],.fact-question .autosave-bar [data-state="editing"]{color:var(--muted)}
.fact-question .autosave-bar [data-state="error"]{color:var(--red)}
.fact-question .actions{flex-wrap:wrap;gap:12px}

/* N0.05.59: let the main grid item shrink; keep wide tables scrollable inside it. */
.shell > .main{min-width:0}
.marketplace-question{min-width:0;overflow-wrap:anywhere}
.marketplace-question .depgrid > *,
.marketplace-question .field,
.marketplace-question .check span,
.marketplace-question .mapping > *{min-width:0}
.marketplace-question .field input,
.marketplace-question .field select{min-width:0;max-width:100%}
.marketplace-question .autosave-bar{display:flex;flex-wrap:wrap;gap:8px 16px;margin-top:12px;font-size:12px}
.marketplace-question [data-state="error"]{color:var(--red)}
.market-policy .w2head{flex-wrap:wrap;gap:12px}
.market-policy .w2head > div{flex:1 1 10rem;min-width:0}
.market-policy .removeMkt{flex:0 0 auto}
.market-table-help{font-size:12px;line-height:1.5;color:var(--muted);margin:14px 0 8px}
.market-table-scroll{min-width:0;max-width:100%;overflow-x:auto;padding:4px;border:1px solid var(--line);border-radius:10px}
.market-table-scroll:focus-visible{outline:2px solid var(--blue);outline-offset:2px}
.market-policy .market-table{min-width:480px;margin-top:0}
.market-policy .market-table caption{text-align:left;padding:8px;font-size:12px;color:var(--muted)}
.market-policy .market-table tbody th{font-size:13px;text-transform:none;letter-spacing:normal;color:var(--ink)}
.market-policy .market-table input{min-width:110px;padding:9px 8px;border:1px solid #ccd5e4;border-radius:8px;background:#fff;color:var(--ink)}
.market-policy .market-table input:focus-visible{outline:2px solid var(--blue);outline-offset:1px}
.marketplace-question .actions{flex-wrap:wrap;gap:12px}
/* Long validation messages must also fit a narrow viewport. */
#toast{max-width:calc(100vw - 36px);overflow-wrap:anywhere}
@media(max-width:640px){
 .marketplace-question{padding-left:0;padding-right:0}
 .marketplace-question .mapping > div{flex-wrap:wrap}
 .marketplace-question .btn{max-width:100%;white-space:normal}
}

/* Conditional Form 8332 questions remain hidden despite field display rules. */
[id^="form8332-field-"][hidden]{display:none!important}

/* N0.05.73: raised question-mark help beside the original question. */
.field-label-line{position:relative;line-height:1.5}
.field-label-line>label,.field-label-line>strong{display:inline}
.field-label-line>label.check{display:inline-flex;max-width:calc(100% - 32px);margin:0;vertical-align:middle}
.field-help{display:inline-block;margin:0 0 0 3px;padding:0;border:0;background:transparent;vertical-align:super;font-size:12px;line-height:1}
.field-help>summary{display:inline-block;list-style:none;cursor:pointer;color:#174a8b;font-weight:800;text-align:center;min-width:24px;min-height:24px;line-height:24px;border-radius:4px}
.field-help>summary::-webkit-details-marker{display:none}
.field-help>summary:focus-visible{outline:3px solid #2457a7;outline-offset:2px}
.field-help[open]>summary{background:#e6eef9}
.field-help>div{position:absolute;z-index:20;top:100%;left:0;width:360px;max-width:100%;box-sizing:border-box;margin-top:4px;padding:12px;border:1px solid #b6c5d8;border-radius:8px;background:#f5f8fc;color:#172b4d;box-shadow:0 4px 16px #172b4d22;font-size:14px;font-weight:400;line-height:1.5}
.field-help p{margin:0 0 10px}.field-help a{color:#174a8b;text-decoration:underline;overflow-wrap:anywhere}

/* Filing-status details remain available without crowding unrelated statuses. */
.filing-death-details{margin-top:1rem}
.filing-death-details>summary{cursor:pointer;font-weight:600}
.filing-death-details[open]>.depgrid{margin-top:1rem}
#legalSeparationField[hidden]{display:none!important}
